|
|
RAYMOND BRAMZEL
Telephone 206-321-5092
OBJECTIVE
To produce results that meet and exceed an
organization’s requirements, mission and vision statements by utilizing my
wealth of experience, knowledge, skills and abilities in operations and project
management
MAIN
ACHIEVEMENTS
· Managed subsidiary companies for a corporation, was in charge of 2000 people and was responsible for establishing annual revenue of $45,000,000 and a capital budget of $75,000,000
·
Turned
around under-performing businesses for a corporation with a total negative equity value of $2,000,000 by
increasing the annual revenue to $7,000,000 to produce an
annual net profit of $850,000, then obtained $5,000,000 surplus capital from the net
proceeds of sale
· Commissioned and established 25 new business premises in different locations, achieved annual revenue of $25 million and net annual trading profits of $8,000,000
·
Saved 10 loss-making businesses for a
company from closure and achieved above break-even trading levels in 3 months -
revenue increased by 10% and made cost
savings of 15%
·
Turned around under-performed trading businesses
that were a mortgage loan and investment portfolio, increased annual revenue by
250% then raised $15,000,000 net capital from sale proceeds
·
Received
“keys to the city” from its mayor for outstanding achievement that benefitted
communities
SUMMARY
QUALIFICATIONS
·
Over 10
years in operations, project, portfolio, healthcare and business
management
·
Over 15
years in business, commercial, investment, residential real estate secured and
asset lending
·
Accomplished objectives that exceeded
projected and expected outcomes
·
Well
rounded, life-long learner, educated, attained certificates and licenses with
different organizations
·
Knowledge, skills, abilities and experience
that would be applicable to many industries for many
positions
SKILLS,
ABILITIES AND ATTRIBUTES
·
Good
presentational, articulate, effective time management, written and oral communication
skills
·
Adept at
problem solving, troubleshooting, coordinating, training, working with small and
large teams
·
Excellent leadership qualities with ability
to listen, manage and relate to a diverse group of people
·
Analyzes, evaluates, strategizes, energizes
and implements solid infrastructure
·
Focused,
self-motivated, structured, flexible, decisive, honest, ethical, genuine,
conscientious and reliable
·
Detail
and results oriented, thorough, organized, careful, methodical, critical thinker
and positive minded
·
Able to
meet objectives, multi-task, prioritize, work with minimal supervision and
informative to peers
·
Possesses commercial acumen, business
development skills for increasing revenue and profit
·
Administers frugal cost savings budget
control to foster financial stability
·
Business service
promoting that includes networking with multiple agencies
·
Directing new development projects and ‘hands-on’
approach day-to-day operation management
·
Producing analysis and appraisal
reports, feasibility business action plans that include projection figures, cash
flow forecasts, trading figures and management accounts using
general accepted accounting
principles
2002
to Date
- Comprising full
time permanent, temporary and contract assignment
GOLF
SAVINGS BANK - Underwriter – FHA and
conventional including purchases with high balances
PIERCE
COMMERCIAL BANK – Credit Administration,
Compliance and Quality Control
MILLENNIUM FUNDING GROUP
– Regional Operations Manager
WELLS FARGO HOME
MORTGAGE – Senior Underwriter Government FHA
MORTGAGE ADVISORY
GROUP – Special Project Underwriter to obtain HUD
FHA lending approval
PREMIER LENDING –
Correspondent Lending Main Senior
Underwriter
CLAYTON SERVICES –
Bulk Purchase and Due Diligence Contractor for investors
1999 to 2002
BUSINESS MANAGEMENT SERVICES – Consultant Contractor
·
Instructed by banks, lending institutions,
corporations and sole business owners to carry out business turnaround recovery
workout
·
Ensured
that all businesses met licensing regulations and all relevant statutory
authorities’ legislation
·
Hired,
directed, supervised and managed small and large size teams of staff of a
variety of positions
·
Implemented business promotion to increase
volume of activity, revenue and profit
·
Instituted good customer service to
establishing long term relationships with referral sources
·
Produced
financial spreadsheets, feasibility, projections and action plan reports to
shareholder directors
·
Instituted insolvency, liquidation,
delinquency management, foreclosure and asset realization procedures
1989 to 1999 Grampian
CORPORATION – Senior Executive and Operations Manager
· Operated and project managed underperformed skilled and managed care facilities for subsidiary companies to optimize annual revenue and maximize net operating income
· Directed the project management of 25 new business facilities under construction and trading operation
· Responsible for managing 2,000 staff at 40 facilities, regional and corporate offices including managers
· Obtained real estate secured long term and business finance funding to complete ongoing projects
· Instituted good customer service to establishing long term relationships with referral sources
· Promoted healthcare services to local and state government agencies to obtain long term contracts
· Ensured that all premises met licensing regulations and all relevant statutory authorities’ legislation
· Produced financial spreadsheets, feasibility, projections and action plan reports to shareholder directors
· Hired, directed, supervised and managed small and large size teams of staff of a variety of positions
· Devised policies, procedures, guidelines, quality control and directed staff training
· Arranged property, casualty, contents, personal effects, theft, fidelity and business interruption insurance
Prior experience in
commercial business finance as a credit and
investment portfolio manager for retail, hospitality, catering, medical, skilled
and managed healthcare facility businesses
EDUCATION
Bachelor of
Science in Business Global Business Management – Registered Student at
University of Phoenix
Estate Management
Professional Studies at Bachelor Degree Level
Associates Degree in
Sciences
AWARDS, LICENSES, ENDORSEMENTS AND
MEMBERSHIPS
Received “Keys” to a
City by its mayor nomination for business achievement that improved
communities
Support Person of the Month, July
2009; Award from Golf Savings
Bank
Direct
Endorsement by US Department of Housing and Urban Development Federal Housing
Association
Certified Public
Notary for the State of Washington
Member of The
Incorporate Society of Valuers and Auctioneers
AllRegs Learning Pass certificate for 16
courses for continuing education for residential mortgage
lending
Certificates of completion of courses in
consumer credit legislation, regulations, and practices